Topics
Topic:
Retirement Planning
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One Big Beautiful Bill: How Trump’s Tax Overhaul Impacts American Families and Businesses
On July 4th, 2025, President Donald Trump signed into law the “One Big Beautiful Bill Act,” a sweeping piece of legislation that reshapes the American tax landscape and introduces a range of economic, social, and regulatory reforms. Below is an examination of the bill’s key provisions. Key Provisions of the “Big Beautiful Bill” 1. Permanent Extension and Expansion…
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The Other Behavioral Gap: Why Total Return Investing Could Be the Key to Your Financial Freedom
What is the Other Behavioral Gap: If you’ve been investing for a while, you’re likely familiar with the first major behavioral gap: emotional investing that is driven by fear or greed. These forces drive you to buy high and sell low. It’s a pattern that often shows up when market fluctuations cause knee-jerk reactions. But…
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Navigating Retirement Planning for the LGBTQIA+ Community: Challenges and Solutions
The LGBTQIA+ community faces unique retirement planning challenges that can complicate their financial security and quality of life in later years. Even as societal norms evolve, the legacy of discrimination and economic disparity continues to impact retirement outcomes for LGBTQIA+ individuals. Financial Disparities: A Persistent Challenge One of the most pressing issues is the financial…
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Should You Borrow from Your 401(k)? Pros, Cons, and Key Considerations
When you’re in need of quick cash, borrowing from your 401(k) might seem like an appealing option. However, it’s crucial to weigh all your alternatives and consider your long-term financial goals before making a decision. Let’s explore the pros and cons of taking a loan from your retirement savings and what factors you should consider.…
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Why You Should Value Working for a Company That Offers Retirement Benefits
Not too long ago, I had a conversation with a business owner who surveyed employees about what they valued most in their compensation package. The list included healthcare, 401(k) benefits, and work-from-home flexibility. Surprisingly, the 401(k) plan didn’t come out on top. While this might seem understandable, especially for younger employees who have more pressing…
